Welcome To Polico Africa

Short-Term Insurance Administration and Solutions for Insurance Brokers

Specialist back-office administration for independent brokers placing engineering insurance, construction guarantees, commercial lines, and professional indemnity cover.

About Polico Africa

Your Dedicated Short-Term Insurance Administrator Since 2005

At Polico Africa, we work alongside independent brokers to take the administration off their plate so they can focus on building client relationships and growing their book. As a specialist short-term insurance administrator based in Johannesburg, we have been providing reliable, accurate back-office support to brokers since 2005.

We administer engineering insurance, construction guarantees, commercial lines, professional indemnity and liability cover, and personal lines on behalf of the brokers we work with — from quotation and policy inception through to amendments, renewals, and claims coordination.

FSCA Registered – FSP 4598

Trusted by over 100 brokers & clients across South Africa

72-Hour Average Claims Turnaround

Years of working experience in our company

Trusted by South African brokers for reliable, fast and efficient short-term insurance administration.

Why Brokers and Contractors Choose Polico Africa

South Africa's Short-Term Insurance Administrator — Trusted by Brokers

Insurance administration demands precision, compliance, and efficiency — and that is exactly what this team is built around. As an FSCA-registered short-term insurance administrator in Johannesburg, we know what independent brokers deal with day to day. Our back-office support slots into your existing workflows without disruption, keeping you audit-ready, compliant, and free to grow your brokerage. For direct clients — whether you are a contractor needing construction insurance for a tender, a business needing commercial cover, a professional needing indemnity insurance, or an individual needing personal lines cover — we arrange the right insurance through our insurer partners and handle everything from first quote to final claim.

Commitment to Excellence and Reliable Partnership Since 2005

Our track record speaks for itself. We maintain strong relationships with brokers and insurers through consistent performance and  transparent
communication.

Happy Clients
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Broker Partners
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How Our Short-Term Insurance Administration Process Works

From Quote to Claim: How Our Short-Term Insurance Administration Works

Seamless Broker Onboarding

As a Polico Africa partner, you will get setup quickly with a secure broker agency, clear processes, and everything you need to start quoting with confidence from day one.

Step 1

Comparative Short-Term Insurance Quotes Across Multiple Insurers

We work across multiple insurer partners to find the most competitive short-term insurance quotes for your clients — quickly and transparently.

Step 2

Policy Inceptions

We issue policies on your behalf, ensuring every detail is captured, every client protected, and every binder regulation met.

Step 3

Claims Management: From First Notification to Final Settlement

We manage the full claims process from notification to final settlement so you and your clients are not left waiting.

Step 4

Our Short-Term Insurance Administration Services

Complete Short-Term Insurance Administration for Brokers in South Africa

For the brokers we work with, we handle everything — quotations, policy issuing, mid-term amendments, renewals, and compliance. Whether the broker is placing construction insurance for a contractor client, commercial cover for a business, professional indemnity for a practitioner, or personal lines for an individual, we manage the full administration process from quote through to claims.

We handle the full policy lifecycle including new policy setup, mid-term amendments, renewals, and cancellations. You get accurate documentation, quick turnaround times, and fewer admin headaches.

From first notification to final settlement, we take ownership of the entire claims process. Your clients stay informed, and you stay focused on your business while we do the heavy lifting.

Our systems are FSCA-aligned and audit-ready. We manage documentation, record-keeping, and regulatory updates to keep your brokerage protected and compliant year-round.

Have a question or need a status update? Our support team is just a call or message away.

Our Team

Meet the talented individuals behind Our success

Marie Mower

Underwriter

Abel Sitoe

Administrator

Cheyenne Erasmus

Admin support

Iretha Visser

Admin support

You’ve Met the Team. Now Let’s Talk Business. GET IN TOUCH TO EXPLORE HOW WE CAN HELP

Ready to Focus on What You Do Best?

Let's Simplify Your Admin and Grow Your Book

We will help you reduce admin fatigue, stay reliable and build stronger relationships with your clients.

Our Partners

Construction and Short-Term Insurance Cover Arranged Through Leading South African Insurers

We have built strong, long-standing relationships with leading South African insurers and underwriters across engineering, construction, commercial lines, personal lines, professional indemnity, and liability. For brokers, that means access to competitive options across multiple markets. For contractors, it means the cover your tender requires is arranged through insurers that are recognised and accepted by government entities, municipalities, and blue-chip employers across South Africa.

Years of working with the same insurer partners means things move faster — quotes come back quicker, guarantees are issued sooner, and the relationships are already in place with the insurers most government and private-sector employers require. For brokers, that means better options at speed. For contractors, it means the cover you need to start on site gets arranged without unnecessary delays.

“We partner with reliable insurers who value efficiency, accuracy, and service — just like we do.”

Industry Recognition

2023 Diamond Award: Recognised for Excellence in Short-Term Insurance Administration

In 2023, Polico Africa was awarded the Diamond Award by AC&E Group of Companies — recognising the team as an Accredited Administrator. It reflects what the brokers and contractors who work with us already know: that reliable, FSCA-compliant short-term insurance administration, done properly and with genuine care, makes a real difference when it counts.

Client Review

What our clients have to say about working with us

I am proud to be associated with Polico Africa as one of their brokers. For over 15 years, I have consistently received exceptional service and unwavering support from them. Working with Polico Africa has been both rewarding and inspiring, and I look forward to many more years of collaboration and success together.

Aubrey

We’ve been working with Polico Africa since 2023, and their service has been nothing short of excellent. Polico Africa exemplifies integrity, compassion, and responsibility, approaching their commitments with enthusiasm and dedication.

Podile

We have been working with Polico Africa since 2019 and always strive to provide good service to clients through our brokerage, always practicing TCF.

Kenneth

Latest News

Stay updated with our latest insights & advice

Our insights help you navigate the fast-changing world of short-term insurance from regulatory shifts to admin tips that protect your business and reputation.

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Why Wear and Tear Is One of the Most Misunderstood Commercial Insurance Exclusions

A storm rolls through. A commercial property owner submits a claim for […]

Talk to Our Team

Need Short-Term Insurance Administration or Construction Insurance in South Africa? Let's Talk.

Whether you are an independent broker looking for a reliable administration partner or a broker placing specialist cover for a construction, commercial, or professional client — send us a message. You will hear back from someone who knows what they are talking about.

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